Insurance & Estate Planning Handled at a Higher Level
Structured advice delivered by people who answer for their work. Built for individuals and organizations with real exposure, real assets, and no margin for error.
Our Partners
We collaborate with a network of renowned brands and financial institutions, ensuring our clients enjoy the best coverage and expertise available.
Our Services
Protection across every chapter
Insurance
Guard Your Family, Your Life, and Your Future.
Accidents, illness, and unforeseen events happen fast. Make sure your loved ones are fully protected and your finances stay secure.
Learn MoreEstate Planning
Secure Your Legacy Before Life Decides for You.
Estate planning isn't about death, it's about control. Lock in your wishes today and keep your family fully protected and your assets secure no matter what.
Learn MoreLife Insurance Settlements
Turn Policies You No Longer Need or Can't Afford Into Cash.
Many people overlook a little-known solution that converts life insurance into funds quickly, so your policy works when it matters most.
Learn MoreHealth
Affordable Under 65 Health Coverage
Stop waiting to use your benefits. This plan works in the real world.
- Low, predictable copays — for visits, tests, and outpatient care
- No-cost preventive care — checkups, screenings, and annuals
- Coverage you can use — no delays, no confusion, no surprises
- ACA-compliant coverage — meets state and federal requirements
- Pair with other plans — short-term, indemnity, and accident
- Simple, transparent pricing — no age or ZIP-code surprises
- Nationwide availability — benefits wherever you live or travel
- Optional dental & vision — add additional care that keeps you healthy
Accident & Illness
Accident & Specified Disease Protection
Powerful protections that pay when accidents or serious illness strikes.
- Specified Disease Insurance — covers 20+ major conditions
- Up to $1M annual / $5M lifetime in disease benefits
- Pays 80–100% after deductible for inpatient & outpatient care
- Optional First Occurrence Cancer benefit for faster financial support
- Guaranteed issue Accident Plans — no medical underwriting
- Covers ER, urgent care, surgery, hospital stays, & follow-up care
- Optional Accidental Death & Dismemberment (AD&D) benefit
- Accident Protection — financial support for injuries and emergencies
Life Settlements
Access the value of a policy you no longer need or can't afford.
- Convert your life insurance into immediate cash
- Stop paying premiums and free up resources
- Funds can cover retirement, medical expenses, or debt
- Sell your policy through a regulated, transparent process
Estate Planning
Protect your family, assets, and legacy with clarity and control.
- Keep your wishes intact and avoid court surprises
- Minimize legal costs and delays for your heirs
- Maintain control over your legacy and important decisions
- Ensure your assets transfer smoothly to the people you choose
Check Your Medical Bills Instantly
Endorsed by Dr. Bill Hennessey, advocate featured on Dr. Phil and major media.
- TrueCharge AI – spots inflated or unusual charges instantly
- Upload your hospital bill — drag & drop UB-04 or HCFA 1500 forms securely
- Negotiate savings — download a detailed report or connect with experts
OneHealth · Cigna PPO
Healthcare without compromise
Nationwide PPO Network
Access more than 1.3 million doctors and medical facilities through the Cigna PPO network.
Freedom to Choose Care
See specialists without referrals and visit providers both in and out of network.
Flexible Deductible Options
Multiple deductible levels allow you to select a plan that aligns with your healthcare needs and budget.
$0 Preventive Care & Telemedicine
Preventive services and telehealth support are built into the plan to help you manage everyday health needs.
Support When You Need It
Dedicated advocacy and support help members navigate care and resolve issues quickly.
Reviews
Trusted by families and professionals
"They made it easy"
The process was so easy to follow. I had no idea where to start with estate planning, but Sword & Shield walked me through step by step.
"Affordable + Professional"
Clear, affordable pricing, no surprises. I knew exactly what I was paying for, and the end product was professional and complete.
"Ready within days"
Professional, affordable, and fast. I expected this to take weeks, but my documents were ready within days.
"Responsive and Thorough"
We chose the complete estate plan package and couldn't be happier. The team was responsive and thorough.
Leadership
Curtis Olsen
CEO & Founder
With decades of experience, our founder leads Sword and Shield with a vision of trust, integrity, and customer-centric solutions that solve real world problems.
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*Sword & Shield is not a law firm and does not provide legal advice. Our services and software are limited to providing general information and document preparation tools. We do not review, interpret, or apply the law to your specific circumstances. You should consult with a licensed attorney in your state for legal advice. See Full Disclosure.