Convert Your Life Insurance Into Cash, On Your Terms

A life settlement allows you to sell your policy for cash, giving you immediate funds. A trusted, regulated process that puts your policy to work for you, not the other way around.

Convert Your Life Insurance Into Cash, On Your Terms

A life settlement allows you to sell your policy for cash, giving you immediate funds. A trusted, regulated process that puts your policy to work for you, not the other way around.

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What Is a Life Insurance Settlement?

A life settlement allows you to sell a life insurance policy you no longer need or can’t afford for immediate cash, often more than the cash surrender value. It’s a regulated, safe way to access the value of your policy without waiting for a claim.

Why Consider a Life Settlement?

More Cash in Hand

Get more than the insurer’s surrender value — often 4× to 7× higher, giving you cash when you need it most.

No More Premiums

Stop paying ongoing premiums once the sale is complete, freeing up cash flow for your other priorities.

Flexible Uses

Use the cash for retirement, medical bills, debt repayment, long-term care, or other financial goals.

How Life Settlements Work

Through our partnership with Settle Advisor, enjoy white-glove guidance from start to finish, making the life settlement process seamless, transparent, and tailored to your needs.

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Submit Your Policy Info

Provide all details about your life insurance policy, including coverage type, face value, and insured information, to start the process accurately.

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Qualification & Evaluation

Specialists review your policy, the insured’s age, health, and coverage to determine full eligibility and expected settlement value for your policy.

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Receive Offers

Multiple buyers evaluate your policy and submit competitive bids, helping you secure the highest possible cash value available for your policy.

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Get Paid

Accept an offer and receive your full lump sum cash payout quickly and securely, eliminating future premiums while giving you your funds immediately.

Who Typically Qualifies

Life settlements aren’t for every policyholder, but common candidates include:

Adults 65+ or individuals with qualifying health conditions.

Business owners in transition. (selling, retiring, restructuring)

Families no longer needing the original coverage purpose or situational changes.

Clients seeking liquidity or relief without surrendering value.

Not sure if you qualify?

Get a confidential, no-obligation appraisal through our white-glove partner process..

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